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FirstSavings Certificates

Your best chance of winning millions!

FirstSavings Certificate is a unique savings program from First Gulf Bank that ensures guaranteed interest on your savings and gives you a chance to win exciting prizes throughout the year. With no lock in period, no entry and exit fees, our unique savings program also rewards you for savings on a long term basis. This means the more and longer you save, the better your chances of winning. With a total of 24,822 prizes, including 5 daily prizes, 1,916 monthly prizes and a quarterly prize of AED 1,000,000; it truly is your best chance of winning millions.

Product Features

Prize Structure

Draw Eligibility and Chances

Purchasing Certificates

Terms and Conditions

  • Daily Draw: Every day. Draws for the weekend are conducted on Sunday.
  • Monthly Draw: Monthly draw is conducted within first week of every month.
  • Quarterly Draw: First draw will be held in April 2013 thereafter every 3 months e.g. July, Oct etc
  • Individuals only
  • UAE nationals or UAE residents with valid residence visa
  • Applicant should be 21 years of age or above
  • In case of a minor, legal guardian is required to purchase the certificates
  • Fully completed application form
  • Emirates ID or valid passport copy and visa for UAE residents
  • Emirates ID, valid passport copy and visa or driving license (copy duly verified from original) for UAE Nationals only
  • Emirates ID or passport copies of minors along with purchaser's ID
  • Subscription Fee: There is no subscription fee for FirstSavings certificates.
  • Redemption Fee: Redemption is free of charge.
  • Early Exit Fee: There is no early exit fee. You can withdraw your funds whenever you want to.
  • FGB Credit Card Purchase : A 3% fee will be charged on your redemption amount if you withdraw your funds before 45 days from purchase. After 45 days Redemption is free of charge.

Draw Winners

  • Check the draw winners

Search Draw Winners

  • Enter your Customer ID or Certificate Number

Feedback & Suggestions

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